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Benefit: Coverage:
Group Health Physician, Pharmacy or Hospital Expense Management
Group Term Life Proceeds Payable To Beneficiaries
Accidental Death & Dismemberment Proceeds Payable Upon Accident
Long-Term Disability Wage Continuation
Dental Dental Expense Management
Vision Vision Expense Management
Employee Assistance Plans Referral, Advice or Consulting For Work/Family Issues
Health Savings Accounts Tax-Preferred Savings For Qualified Expenses
Flexible Spending Accounts Tax-Preferred Savings For Qualified Expenses
Self-Funded Plans Custom Health or Dental Plans

For all of the above, we provide expert assistance with:

 Cost-effective plan design, including provider/network analysis
 Streamlined enrollment and plan installation
 Administration, including adding, changing or terminating enrolled employees
 Resolution of carrier issues, including claims or billing
 Renewal evaluation, including review of alternatives

An independent agency specializing in employee benefits for New Jersey businesses. We offer a complete portfolio of employee benefits products for New Jersey businesses including dental, vision, group term life and more.


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